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Understand and Master the SEPA Credit Transfer

Master SEPA Credit Transfer payments

  • 10 Modules
  • 14 hours
  • t160+ Quiz
  • Certificate

Content updated in 2024

This course was designed for payment professionals who want to understand how the SEPA Credit Transfer really works (SCT clearing and settlement market infrastructures, SCT scheme messages and their structures, SCT implementation guidelines and the ISO 20022 standard, Value chain of the SCT processing, …).

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Course Description

In this course, you will get all the tips to quickly understand domestic payments and the SEPA Credit Transfer. You will learn everything you need to know and that is not available in the SCT rulebooks and implementations guidelines. You will discover unique tips to get and stay on top of the SEPA Credit Transfer. 

The course contains over 150 quiz questions to help you review and master the content.

Course objectives

  • Understand the basics of SEPA and SEPA payment schemes
  • Know where to find the information you are looking for in the EPC’s multiple SEPA Credit Transfer documents
  • Understand how the SCT clearing, settlement and market infrastructures work
  • Get an overview of the messages exchanged in the SCT scheme and master the structures of the different messages
  • Explain the difference between the SEPA implementation guidelines and the ISO 20022 standard
  • Understand what sets the SCT apart – how it differs from other types of credit transfers
  • Analyse the value chain of SCT processing (Acquisition and reporting, Order management, Exchange management)

Who can take this course

This course is intended for professionals of the payment industry who want to understand domestic payments in general and the SEPA Credit Transfer: Business analysts, Architects, Software developers, Functional / Non functional testers, Treasurers, Project Managers … Anyone who begins in the industry or wants to master the SCT in a very short time.


Unless you already mastered the fundamentals, we recommend you take our Payments Fundamentals course.

Many people take those courses also

Payments Fundamentals course

Payments Fundamentals

Fundamentals to understand payments, payment instruments and payment systems in any country in the world

Secrets for your SEPA Credit Transfer Projects

Implement SEPA Credit Transfer projects

Discover the secrets to successfully implement your SEPA CT payment projects